Private Client eBulletin

DMH Stallard  
DMH Stallard Private Client eBulletin - January 2009 13 Jan 2009

 

Lynne Passmore
Partner
01273 744429

Welcome to the first Private Client eBulletin of 2009

In view of the economic downturn, we have tried to bring to you some useful tips in money saving and investment. In this edition, we have featured:

- Cutting interest rates – It will either work, or it won’t (article provided by Andrew Merricks, Skerritt Consultants Ltd)
- Top Ten Tips for Saving Energy
- Separation and Divorce: Madonna and Guy or Heather and Paul?
- Redundancy Q&A
- New Changes to Home Information Packs
- Fine Wine Investment (article provided by Matthew Cooper, Wine Buyer, Ellis of Richmond)

New Year Special Gift 
We are offering a case of wine as a New Year Special Gift to our clients. To win this prize, please send your answer (which can be found in one of the articles) to the following question to Angela Rook at angela.rook@dmhstallard.com before 31 January 2009. Prize will be drawn on 1 February 2009.

Question: What is the purpose of a compromise agreement?

I hope you find the eBulletin interesting and helpful. Please do not hesitate to let me know if you have any suggestions about any other information that you would like to see in the eBulletin or any other way in which we can improve it.

Lynne Passmore
Partner, Head of Private Client Group
DMH Stallard
Tel 01273 744429
Lynne.passmore@dmhstallard.com

Find out more about our Private Client Team.

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In this issue
Index Cutting Interest Rates
Index Top Ten Tips for Saving Energy
Index Separation and Divorce
Index Redundancy Q&A
Index New Changes to Home Information Packs
Index Fine Wine Investment
Articles
Article Cutting Interest Rates
    Cutting interest rates - It will either work, or it won't 2008 will go down as probably the most momentous year in financial history. 2009 will be the year that we find out whether our World leaders...  [Full Story]
Article Top Ten Tips for Saving Energy
Britons are amongst the most energy wasteful people in Europe according to a recent survey by the EST. In total, the energy we waste as a nation each year is now growing close to the equivalent of powering an additional 7 million non-existent...  [Full Story]
Article Separation and Divorce
Madonna and Guy or Heather and Paul? Different approaches to dealing with the emotional rollercoaster of relationship breakdown and divorce have been brought into sharp focus in recent months. High profile divorces have been the fodder of the...  [Full Story]
Article Redundancy Q&A
Q: My firm has said that it will seek volunteers for redundancy. Should I put myself forward? A: While there is a risk that this will be seen as demonstrating a lack of commitment to the organisation, unless you hold a truly key...  [Full Story]
Article New Changes to Home Information Packs
The Government has announced further changes to the Home Information Pack (HIP) regime by requiring a ‘Property Information Questionnaire’ (PIQ) to be included for all properties marketed for sale after 5 April 2009. The PIQ will provide basic,...  [Full Story]
Article Fine Wine Investment
Have you got the bottle? I wish I had listened 15 years ago when my pension advisor, upon retiring, suggested that I would be better off building up a cellar of fine wine than continuing with regular pension contributions. How right he was. ...  [Full Story]