Derek Pickard
Head of Debt Recovery
Debt Recovery
Derek is a commercially driven and MCICM-qualified Credit & Recoveries Leader with over 15 years’ experience managing multi-site teams and high-value ledgers. He has a proven track record of reducing aged debt, improving DSO, and delivering robust credit and recovery strategies across diverse sectors.
Derek is skilled in litigation liaison, portfolio management, and process transformation. He is recognised for transparent, solutions-focused leadership, driving performance improvement, compliance, and sustainable growth through collaboration and innovation.
Work highlights
Key Achievements
Reduced DSO from 55 to 21 days, cut aged debt from £2.1m to £20k in under six months, and improved bad debt provision from £500k to £5k.
Optimised collections processes, strengthened financial controls, and delivered sustainable performance improvements.
Delivered outstanding financial and operational results through strategic credit leadership.
Recent articles
Insights
UK businesses continue to face significant financial strain as late payments and rising bad debt weigh heavily on cash flow.
04/02/2026
Media spotlight
Insider Media reports on the arrival of Derek Pickard as the new head of Commercial Debt Recovery at DMH Stallard.
Derek Pickard06/11/2025
Announcements
Derek Pickard joins DMH Stallard, further expanding the firm’s capability to support businesses in collecting overdue payments and managing cashflow pressures.
04/11/2025
Resources
Our Head of Debt Recovery, Derek Pickard, gives an insight of the origin of Debt Recovery, where we are in this current day, and how we can help you.
06/01/2026